VA
Veterans Affairs Loans are designed for veterans, qualified service members, and their spouses. They offer the ability to put no money down on a purchase or refinance up to 100% of your home’s value.
VA (Veterans Affairs) mortgages are unique home loan options designed to serve those who have served our country. These loans, backed by the U.S. Department of Veterans Affairs, offer exclusive benefits to eligible veterans, active-duty service members, and certain members of the National Guard and Reserve. At Murray Mortgage Solutions, we are proud to support our nation's heroes by offering VA mortgage solutions that make homeownership more accessible and affordable.
One of the most significant advantages of a VA mortgage is that it often requires no down payment. This feature alone can be a game-changer, enabling qualified borrowers to purchase a home with little to no initial outlay. Additionally, VA mortgages do not require private mortgage insurance (PMI), which means you can save hundreds to thousands of dollars each year in comparison to conventional mortgages.
To qualify for a VA mortgage, you need to meet specific service requirements. Veterans, active-duty service members, and certain National Guard and Reserve members may be eligible, as well as certain spouses of deceased service members under specific conditions. Our experienced team will help you determine your eligibility and guide you through the pre-approval and application process.
Highlights
0% Down Payment
No Mortgage Insurance Requirements
Competitive Interest Rates
More Flexible Credit Requirements
Reduced Closing Costs
**Underwriting guidelines are subject to change. Please contact us directly for more information regarding qualification standards.